After the closing I don’t disappear after closing.

I’m Nathan Ta, The Loan Ranger, an independent mortgage broker with Edge Home Finance in Minnetonka, Minnesota. I was a teacher before I was a mortgage broker, and my favorite part of that job was the relationship with my students. I feel the same way about my clients, so we don’t stop talking once the loan is done.

Text me: (952) 393-6551 Read the reviews

Gold confetti flying over a closing-day celebration with Nathan Ta and his clients in cowboy hats

“Great time working with Nathan. Helped us with everything through the home buying process. Knowledgeable of all the loans options. Was easy to work with and help us get the loan we needed.”

Ehmu P. · Google review, April 2026

From the classroom

I taught school first. I still teach.

When I was teaching, the best part was building a relationship with my students and watching something finally click for them.

A mortgage works the same way. Most people have never done this before, and nobody explains it to them. So I walk you through it one step at a time, in plain English. You can ask me the same question as many times as you need to.

Then, once you have the keys, I stay in your corner. I want to be the person you call about a house or a loan for the rest of your life.

“As a former elementary school teacher, he knows how to teach people who are new to the world of mortgages and home loans.”

Luke K. · First home · Google review, 2025

A couple with their baby and Nathan Ta in cowboy hats, holding the Loan Ranger closing sign — First-time buyers who texted me months before they were ready. Mckenna’s review

Closing day

Closing day is a party.

Buying a home is one of the biggest days of your life, and it should feel like one. Everybody gets a cowboy hat. We take the picture with the sign. Sometimes there’s confetti.

A client holding the Loan Ranger sign over his head while Nathan Ta and a friend kneel with giant keys — Keys in hand.

A dad at the closing table holding his baby, who is wearing a white cowboy hat — Hats for everyone.

A family with Nathan Ta in the celebration room, gold confetti on the floor — The whole family comes.

Nathan Ta in a red Christmas suit with clients in Christmas sweaters and cowboy hats on closing day — Christmas closing, Christmas suit.

“The closing day was something I’ll never forget—especially with his signature cowboy hat, which made it feel personal and unique.”

Taylor B. · First-time buyer · Google review, 2025

“He even took us out to eat and showed up in an awesome Christmas suit, then surprised us with matching Christmas sweaters.”

Aye Z. · Google review, December 2025

After the keys

Then we go eat.

Once you’re moved in, we celebrate over dinner. Sometimes it’s a restaurant. Sometimes it’s somebody’s kitchen table. Either way, I’d rather know my clients than just close their loans.

“Nathan offered to help me move, and he took me out to a celebratory dinner after moving into the house!”

Nicholas H. · First home · Google review, May 2024

“We've played pickleball together and got dinner and he has become a good friend of us as well.”

Josh Y. · First home · Google review, May 2025

Nathan Ta at a restaurant table with a client family, giving a thumbs up

A couple at their dinner table in their home

Nathan Ta with two clients in their home, holding a board of grilled steak

Long after the loan

Your mortgage guy for life. Your friend, too.

You don’t need to be buying anything to call me. Text me when:

You’re wondering about a refinance. I’ll run the numbers and tell you straight, including when the answer is “not yet.”
You’re ready for the next house, or your first rental property.
Your payment changed and you want someone to explain why.
Someone you love is buying their first place and needs a patient teacher.
You just have a question. That’s what I’m here for.

“There’s a reason I remembered him after two years and came back to him.”

Bos M. · Self-employed · Google review, September 2026

“Thanks again, Nathan—you’ve got a client and friend for life!”

Angel R. · Google review, June 2025

Quick answers

Does Nathan Ta stay in touch after closing?

Does Nathan Ta stay in touch with clients after the loan closes?

Yes. Nathan Ta, The Loan Ranger, treats closing as the start of the relationship, not the end. He celebrates closing day with his clients and often takes them to dinner afterward. He stays their go-to for refinances, next homes, rental properties and plain questions for years. Several of his public Google reviews describe him as a friend for life.

What happens on closing day with The Loan Ranger?

Everyone gets a cowboy hat, there’s a photo with the Funded by Nathan the Loan Ranger sign, and sometimes confetti. Then, once the family is moved in, dinner to celebrate.

Can I text Nathan with a mortgage question even if I’m not buying anything?

Yes. Text or call (952) 393-6551. Past clients ask about refinancing, payment changes, buying a rental, or a friend or family member who is buying for the first time. I’m always glad to hear from you.

Start with a text

Ask me anything. The hat comes later.

Tell me where you are and what you’re hoping to do. I’ll explain your options like a teacher would, and we’ll go from there.

Text (952) 393-6551 Call Get pre-approved

Phone & text: (952) 393-6551
Email: [email protected]
Office: Edge Home Finance, LLC
5860 Baker Road, Minnetonka, MN 55345
License: NMLS #2458897 · MN, WI, ND, CA, GA