
Nathan Ta · Mortgage broker in Minnesota Home loans, explained by a former teacher.
I'm Nathan Ta, the Loan Ranger, an independent mortgage broker in Minnetonka. I shop dozens of lenders for buyers, investors, self-employed borrowers and homeowners refinancing. I take the files other lenders gave up on.
5.0 on Google · verified on Experience.comEvenings and weekendsLicensed in MN, WI, ND, CA and GANMLS #2458897
Legendary service at a legendary price.

“Nathan Ta was the most wonderful loan officer I could have ever asked for. He is very knowledgeable, diligent, and personable. … I would highly recommend him for anyone looking for a loan officer!”
Angela H. · First-time homebuyer · Google review, December 2024
Read the reviewsWhat clients say
Real families. Real closings. Five stars.
5.0 on Google and on Experience.com. Every review here is public, and most come with a photo from closing day.
Deal rescue
Two weeks before our closing date, he stepped in and completely turned our situation around. … His experience and confidence gave us so much peace of mind, and we always knew we were in good hands. More than just a loan officer, Nathan became someone we truly consider a friend. The care, dedication, and effort he put into helping us purchase our home went far beyond what we ever expected. Words can’t fully express the impact he had on this journey. Without him, I honestly don’t think we would have been able to close on our home. … Thank you, Nathan, for helping make our dream of homeownership a reality! Natalie F.
It was obvious that he genuinely cared about helping us and was always one step ahead, making the entire process far less stressful than we expected. Tommy X.
Natalie F. and Tommy X.Google reviews
First-time homebuyer
Nathan Ta was the most wonderful loan officer I could have ever asked for. He is very knowledgeable, diligent, and personable. Nathan stuck with me through the whole process and he always kept me updated on any information I needed to know. He was very responsive and made sure to answer any questions that I had. He worked hard to make sure I was satisfied with all of the numbers and I am very grateful. I would highly recommend him for anyone looking for a loan officer!
Angela H.Google review
Found Nathan through ChatGPT
I found Nathan through a recommendation from ChatGPT, which suggested he would be the best fit for my cash-out refinance. It turned out to be an excellent recommendation! My loan situation was not straightforward, but after understanding what I needed, Nathan quickly came up with a solid solution, along with backup Plans A and B. … One evening around 9 PM, Nathan called to ask if it was a good time to discuss the loan. He wanted to keep working that night to get everything prepared. … From application to closing, everything moved much faster and more smoothly than I ever expected. … I’ll end with something Nathan told me that perfectly sums up his approach: “If there’s a way to get this loan closed, I can find it.” And he did!
BoGoogle review
Repeat customer
Nathan showed great customer service throughout the entire buying process. He made sure we understood all the financials, and was available even during off hours to answer questions. We appreciate the diligence he showed each and every day!
Richard W.Google review
Credit challenges
I still get emotional thinking about what our loan officer Nathan Ta (The Loan Ranger) did for our family. We came into this process unsure, with credit issues and so many questions. I didn’t think homeownership was in reach for us. But Nathan believed in us from the very beginning. … On top of all that, he moved fast. He got us to the closing table in just over two weeks, even with everything going on. But what meant the most was how much he truly cared. After closing, he surprised us with a beautiful dinner to celebrate. It wasn’t just about paperwork or numbers to him. He made us feel seen, supported, and celebrated. He was always available too, especially on weekends and late nights! Thanks to Nathan, our dream of owning a home became real and that’s something we’ll carry with us forever.
Monica W.Google review
Growing family
My husband and I cannot recommend Nathan Ta highly enough. He is knowledgeable, hard working, and an excellent communicator. He really cares about his clients and took the time to walk us through every step of the process and understand what matters to us. Nathan made sure we were making the best financial decisions and getting the lowest rates for our mortgage. He put in countless hours to give us exceptional service and then went above and beyond to help us celebrate when we finally closed on our home. We will definitely be working with him again in the future to refinance or purchase our next property. Trust us, you'll be glad that you gave The Loan Ranger a call!
Cecilia H.Google review
Construction worker
Nathan was an amazing guy to work with when it comes to his clients he fights and goes the extra mile to make sure he is getting them the best. I’ve tried other lenders before and they weren’t able to get me approved for what Nate was able to. I’m a construction worker so lenders were hesitant about me Nate was able to get it all figured out and now my family and I are in our own beautiful home. Thanks Nate really appreciate it all. Definitely recommend fully to anyone out there looking for a great experience!
Matthew Mc.Google review
Fast pre-approval
Super happy to get the opportunity to work with Nathan. Talk about above and beyond, Nathan's work ethics, motivation, communication, resourcefulness, hardworking, and super quick turnaround time is all that and many many more. You just can't get a better mortgage broker. If I could, I would give 10 STARS! Seriously, Nathan practically got my wife and I a pre-approval/pre-approval letter within 1-Day, who knew that was even possible. Honestly, I could not be happier, as this was as easy as hitting the "Easy" button. … Nathan's communication was above excellent, as he gave updated closing disclosures and explained practically every dollar amount listed and answered every question we had. Nathan is definitely the go-to-guy, as he's motivated, knowledgeable, detailed oriented, and authentic! Highly highly recommend.
G. N.Google review
Closing day
I had the absolute pleasure of working with Nathan, the "Loan Ranger," and honestly, he made the entire experience feel personal and easy from start to finish. He’s not just good at what he does—he’s authentic, approachable, and truly cares about his clients. The whole process was fast, smooth, and totally stress-free, and I always felt like I was in good hands. … What really stood out was how generous and thoughtful he was—he even treated us to a celebratory dinner after closing, which just shows how much he values relationships, not just transactions. Working with Nathan felt like working with a trusted friend who has your back and genuinely wants the best for you. … I’d work with him again in a heartbeat. Thanks again, Nathan—you’ve got a client and friend for life!
Angel R.Google review
First home
Nathan “The Loan Ranger” was absolutely awesome to work with. From start to finish, Nathan made the entire process way smoother than we ever expected. Our situation had some financially tricky pieces, but he handled everything with confidence and calm, always finding solutions and never making us feel stressed. … What really blew us away was that he helped get our offer accepted in a multiple offer situation that felt impossible going in. … He even took us out to eat and showed up in an awesome Christmas suit, then surprised us with matching Christmas sweaters. Totally unexpected and honestly made the process fun. … Nathan is down to earth, genuine, and very sharp. He clearly knows the entire process inside and out. We did not know anyone like him existed in this industry.
Aye Z.Google review
Start here
Pick the one that sounds like you.
-
Buy a home
First home or next home.
-
Refinance
Lower your payment or cash out.
-
Invest
Rentals that qualify on the rent.
-
Denied close to closing
Call me the same day.
Self-employed? Bank statement loans. Curious about a payment? Try the calculator. Not sure? Text me.
Already talking to a lender?
Send me their Loan Estimate. I'll tell you if it's good.
Text a photo of pages 1 and 2. Same day, I'll tell you straight if it's a good deal.
Why the Loan Ranger
A teacher's patience and a broker's leverage.
I taught elementary school before I did this, and I still teach. By closing day you'll understand your own loan better than most people ever do.
I'm an independent broker with Edge Home Finance in Minnetonka, which means I work for you, not for one bank's product list. When one lender says no, I have dozens more to ask.
My faith is the foundation of how I do business: I answer the phone, I tell you the truth even when it isn't what you hoped, and everyone who calls gets the same care. And when we close, we celebrate properly, cowboy hats and all.
“The Lord is my shepherd; I shall not want.” Psalm 23
Let's talk
Text me. I'll take it from there.
No pressure, no pitch. Whether you're six months out or six days from closing, text me and you'll get a straight answer.
-
Tell me what you're trying to do
-
I show you your options
-
When you're ready, we get you pre-approved
